COOPERATIVE
CREDTION DISABILITY TIMOR-LESTE
Business plan
Date:
[Use the italicised guidance
throughout this template for help completing your business plan.
You may wish to remove this text before you finalise your plan.]
Key details
Registration
details
[Find out about business registrations and choosing a business
structure.]
|
Business name Registered or
proposed name. |
ESMI |
|
Date registered |
26/08/2020 |
|
State registered in |
|
|
Business structure |
|
Contact
details
|
Name |
EVARESTO DA
CONCEICAO |
|
Phone |
+670 77568087 |
|
Mobile |
|
|
Email |
evaristodaconceicao90@gmail.com |
|
Address |
Mascarinhas |
Online
and social media details
|
|
Address/details |
|
Website |
Not yet create |
|
|
evaristodaconceicao90@gmail.com |
|
|
Ccdtlfacebook |
|
|
|
Contents
Online and social media details
Laws we’ll need to comply with
The business
Plan summary
[Complete this section last so you can summarise information from
the rest of your plan.]
|
What our business does The
products or services we sell. |
A. The Associação COOPERATIVE
DISABILITY Timor-Leste (Timor-Leste Disability Association) is the cooperative organization for disabled people’s organization and non-profit based-organizations that working
in the disability sector
in CCDTL aims to lead advocacy movement to create space
for attitudinal, environmental and institutional changes, removes of barriers to social inclusion and to ensure better
services to disabled people and their family. |
|
Our target market |
Selling
in local market, shop,restorant and some individu buying direct to company |
|
Our unique selling point |
“People with Disabilities COOPERATIVE ECONOMIC inspire the society and to be the leading
of social changes”. |
|
Our business goals |
General
Purpose: A. Empower
local communities through income generation GENERAL OBJECTIVES OF THE STRATEGIC PLAN:
This strategic planning aims to help to set-up
its direction, target
group and priority area for the next
five years. It was develop based on the
objective as specify in its statute which is to promote and protect the rights of people with disabilities, advocate for removal of barriers to disabled people, empower disabled people’s organizations as well as organizations working
for people with disabilities, support people with disabilities
engagement in the national development program. |
|
Our history Industry
experience, major achievements. |
1.
Increase sales achievement to 70% in leaf year. 2. Keep
5 employees motivated with adequate services and benefits. 3. Pay
10% of the result to the employee. |
Our why
[Consider why you started
this business. Why are you personally invested in this business idea?]
The inspiration behind the
business.
Community and public their knowledge and awareness on rights to family affairs, health care, education,
employment, accessibility and their participation in public life is increased, indicated
through attitudinal and behaviors changes cooperative
pg. 2
Proposed activities:
1) Awareness
raising through community outreach, media campaign, training and capacity
building to sensitize public on the rights of CCDTL to social protection, participation and
development, and elimination of discrimination, abandonment and negligence.
2) Improve
access to public spaces such as school, hospitals, public building, arts,
sport, cultural
and religious facilities.
3) Mobilise participation in public life through arts, cultural and para-sports activities as well as public talk to raise
issues and problems of
4) Advocating for the rights of PWDs to access to health services, improve
access to assistive technology for functionality such as hearing
aids, communication software,
braille writing, wheelchairs, spectacles, tricycles, white canes and other assistive
devices for functionality.
5) local
government to create new laws, new policies and new institution such as law on
zero tolerance to discrimination against person with disabilities, quota one percent
for public
Our vision
[Consider what you want your business
to accomplish in the long term. What are your ultimate goals? Be passionate,
powerful and inspiring.]
Our hopes, dreams and where we aim to
go.
A. VISION STATEMENT
“People with Disabilities COOPERATIVE ECONOMIC inspire the society and to be the leading
of social changes”. |
Our mission
[Consider the purpose of your business and define what it does
for your customers. What do you do, how do you do it and why do you do it?]
Who we are and why we exist.
A. MISSION STATEMENT:
CCD-TLcore mission is disabled people’s COOPERATIVE
ECONOMIC is protected, secure in an inclusive society, free and progressive. |
Operations
Products and services
What we’re selling.
|
|
Description |
Unit price (incl.
GST) |
|
Pig |
Selling pigs stater 1 pcs |
$35.00 |
|
Goat |
Selling chicken 1 pcs |
$40.00 |
|
Fish |
Selling fresh fish Nila per kg |
$5,00 |
|
Chicken |
Selling chicken 1 pcs |
$10.00 |
|
Selling food cheper |
One plate |
$15.00 |
|
Selling food medium |
One plate |
$10.00 |
|
Selling food high price |
One portion |
$20.00 |
|
Selling extra food |
One plate |
$10.00 |
|
Selling sayte |
One plate |
$15.00 |
Production
How we produce our products or
services and where we get our main supplies from.
|
People with
disabilities and their families are safe from the of na tural disasters and emergency responses is apply to restore
their life. |
Sales and distribution channels
The channels we’ll use to distribute
our product or service to customers.
|
Channel |
Used for |
Details |
Select
a channel |
[Example: Selling our BUSINESS |
[Example: Beans Online account for 30%
of sales.] |
Select
a channel |
Selling BUSINEES |
Meet online account for 15% of sales |
Select
a channel |
Sales starter pig to community |
Pigs online account to website 15%
of sales |
Select
a channel |
Sales BUSINESS SHOP MARKET |
Animals account to peoples 15% of sales |
Digital technology
[Learn about selling
online and digital
options to improve your business efficiency and profitability.]
Technology we plan to use for our
business.
|
[Examples: online sales, accounting
software, customer database] Online sales true Facebook,
sell MANY TOLS IN THE MARKET SHOP |
Information management
[How do you collect, store and use
customer and stock information? Do you back up this information? How do you do
this and how often? Make sure you comply with industry
standards and legislation.]
How we collect, store and use customer
and stock information.
|
[Examples: online sales, accounting
software, customer database] we raise and collect animals in
large places, and keep and give information to customers' WA number and
email, and sometimes they book online from whatsApp and one they do
regularly sometimes a month can happen up to five times so, this industry
has been approved and legal |
Assets
Premises
[Describe your business premises, the
location, facilities and whether you own or lease them.
Visit our Business
premises page for more information.]
|
[Example: We own a café shopfront
in the Sydney CBD. The location has significant foot traffic and visibility.] 1)
Mobilise member
organization to take part in simulation in the domain
of natural disaster. 2) Awareness raising on disaster
risk management and early prevention targeted member organization and other organization working in the area of disabilities. 3) Organize media campaign targeted
all audio-visual media to visualised simulation in the domain of natural disaster, traffic accident, and rescue of people with
psychosocial problems. 4) Work closely with Government department of natural disaster risk management to response to emerging cases of natural disaster affect disabled families. |
Stock and inventory
[What stock do you have? Describe how
you store and manage stock. See our managing
inventory page for more information.]
|
[Example: We have 300 kg of coffee
beans. We store stock onsite and it is replaced every 2 months.] 1) Sharing information about the development in the area
of technology of information and communications for people with
hearing and vision impairment. 2) Improve access to assistive technology for people
with hearing and vision impairment, for instance deafblind communicators. 3) Provide assistive technology to STAFF with hearing and vision impairment in the needed. 4) Work with other partners to conduct hearing test leading to establishment of audiology
Center in Timor-Leste. |
Equipment
|
Equipment |
Date
bought or leased |
Cost
($) |
|
[Examples: computers, machinery,
vehicles] |
Select date |
|
|
Selling 1 pig stater |
30/11/2025 |
$150.00 |
|
Selling 1 goat |
30/11/2025 |
$150.00 |
|
Selling 10 pieces of
chicken |
30/11/2025 |
$50.00 |
|
Selling food with
satay pork for one portion |
30/11/2025 |
$5.00 |
|
Selling food with
satay goat for one portion |
30/11/2025 |
$5.00 |
Intellectual property
[List any intellectual property that
you have registered or need to protect. For more information, check our intellectual
property guide.]
|
[Example organizational governance is
strong, services to member organization is improved, ccdtl work is expanded and reached more
disabled person in rural and urban area |
Key people
Our staff
[List your existing staff and any
staff required for your business. Include yourself and list any major achievements
and relevant business experience.]
|
Role |
Name If role is filled. |
Skills and
experience |
|
Owner |
Miranda B. Ximenes |
Final graduate in animal science
for veterinary, purchase animal and selling to community , working in
restaurant for 1 and half years, working as finance for more 10 years |
|
Owner |
Ano |
Experience
in caring animal |
|
Manager |
Romaldo |
Experience
in finance |
|
Consultant |
Alipio
de Almeida |
Doctor
and consultant |
|
Casual |
Zelia |
worker |
|
Casual |
Elizeu |
worker |
|
Casual |
Aplonia |
worker |
|
Security |
Nicodemos |
worker |
Sources of advice and support
[Sources
of advice and support for your business could include a business
mentor, your accountant, a valued supplier or even an industry association.
External people or organisations that
provide support to our business.
This business we have not received any
support from the government or donors, our initiative wants to do it ourselves
because we really want to help vulnerable people live well, access to school,
see people who have no family because they died, people homeless and come to
live with us, and want to help young people who are unemployed, and want to
motivate and influence abandoned people, to the disability cooperative to help
our business run
|
Support
type |
Name |
Skills
and experience |
|
[Example: Accountant.] |
|
|
|
Credit from cooperative |
CCDTL |
Member |
|
Owner support |
ADTL |
Start working from basic |
Skill and staff retention strategies
[Read about developing
and maintaining staff skills.]
How we keep our staff working for us
and maintain their skills.
|
[Example: The manager regularly
checks in with staff, all staff attend monthly team meetings, we offer free
courses to maintain staff skills and involve staff in our professional
development planning process.] We did training the staff to manage
the work, monthly monitoring, support
them to participate schools, sharing information, involve staff in
the process, and give them contribution to support their live |
The market
The market
[What is the core product, market size and growth?]
|
[Example: The Timor Leste hot beverage market] animals in Timor-Leste always used to make ritual traditions,
people like to eat nan, and sell animals at good prices, and people like to
eat in restaurants with fresh meat |
The business
environment
[What are the external factors influencing the market?]
|
[Example: Political, Economic, Social, Environmental,
Technological Factors] Political factors are too bureaucratic system, economic factors
are many people do not have jobs and live in poverty, social factors are
many people are not diligent and creative to see opportunities to raise
animals, environmental factors are places to raise animals are not good
quality, technology factors are many people do not have skills to sell
online 1) Support economic activities of member organization. 2) Support PWDs access
to formal and non-formal education. 3) Facilitate member organizations to access funds
and other technical support. 4) Facilitate sharing of information
among member organizations on advanced of information technology and communications for
disabled people. 5) Facilitating communication and mutual learning opportunities among members. 6) Mobilise and increase participation of members to economic opportunities, marketing, training
and employment. |
The problem
[What issues do your potential
customers face in the market? Is there a lack of your service type in a
particular suburb? Is the product supplied by other businesses expensive?]
The market problem/s that we aim to
solve for customers.
|
customers always face problems selling and buying local animals
in the market because there are animals from abroad is big the stay long in
Timor the quality will down because the food is not enough Local bread tastes different from imported bread less resource support affects doing business, less management
skills to earn income, poor place to raise animals, food prices |
Our solution
How our business solves the problem –
our unique selling point. This is how we’ll succeed in the market.
|
[Example: Intrinsic Coffee sells a
small range of high-quality coffee. We don’t use fancy names for our blends,
so people know what they’re buying.] The solution is that we still raise
local animals and buy food from the market mixed with food sold in the shop
to feed the animals, we always increase local animal products
increase a lot and hope to help the community of timor leste Then rent a car to carry goods, share training
to them directly, sell animals and food directly to people through wa,
facebook and people to people |
Our target market
[Not everyone will want your product
or service, so make sure you research
the market and have a clear picture of who you’re targeting. This
helps focus your marketing efforts and improve your chances of success.
Describe your targeted customers for example by gender, age, income, location
or education.]
The group of customers that we aim to
sell our products or services to.
|
[Example: Our products are targeted at
adults over 100 with a medium to high disposable income.] we always sell products to
communities that need to make their cultural traditions to people aged 4 years
and above, and always sell food to people traveling and students, as well as
sell to people who want to continue raising animals |
Customer journey
[How do the target segment make decisions to buy the core product
and where do they get information.]
The customers journey is…..
|
[Example: Our target
market decides to buy a coffee from a place they know about and are familiar
with.] organizational governance is
strong, services to member organization is improved, ccdtl work is expanded and reached more
disabled person in rural and urban area. |
Advertising
and promotion
[Choose channels that suit your target market. For example, social
media use varies across different age groups. Learn about choosing the best
channels to communicate with your customers.]
The channels we’ll use to communicate with our target customers.
|
Used for |
Details |
|
Select a channel |
[Example: Promotion prior
to launch.] |
[Example: We’ll use
regular Facebook posts to promote the product and offer discounts to our
first 20 customers.] |
Select a channel |
For the future will use website |
Website link |
Select a channel |
Make good design and share the
link |
Facebook |
Select a channel |
Make good promotion by online |
TikTok |
The
competition
The top 3 businesses we’re competing
against, what they do well and not so well. What we’ll do differently to succeed
in the market.
|
Competitor name |
[Example: Sludge International produc for cooperative persons
disability] |
Selling meet |
Talwo |
|
Strengths |
[Example: Low product prices.] |
Clean meet |
Talwo |
|
Weaknesses |
[Example: Low quality product, unsustainable production.] |
High price |
Talwo |
|
What we’ll do
differently |
[Example: We only sell high quality, sustainably produced beans.] |
Local animals, good price, good protein, good tasted |
Esmi |
Pricing strategy
[Explain your pricing
strategy and why you chose it.]
How we set prices for our products/services.
|
[Example A. TARGET GROUPS AND BENEFICIARIES
work and the work of each
member organization is defined to reach a maximum of disabled people in
urban and rural area. The number of beneficiaries in this
aspect developed based on the
data sited from CCD-TL Membership Assessment1. It was identified that if services of one
particular member organization would
reach out some
between 20 to 50 people
and 100 to 500 disabled people and their families
depending on the size of the organization. Overall, most of organizations
reported that they
have secure adequate information regarding how many disabled people and their families that has been
reached throughout their
work. It was estimated that
a total of almost
ten thousand people were benefited by
the work of
all organization in
last 3 to
5 years. Based on
census 2010, the total number of PWDs is reportedly 4.6% or around 48,243
people. Somehow the number
has been dropped down to some
38,118 in the Census 2015.
ADTL estimates that when
all resources is well mobilized, each member organization is well established and services to disabled people is improved, then problems solving is clear and
it is optimistic that the number
of beneficiaries will be increased in
the next 5 years. Nevertheless, ADTL
will utilize the current number as a basis
for its planning. The target groups would be all types of
disabilities such as mute/deaf, mobility disability, visually disabled,
mental and intellectual disabilities as well as people living
with leprosy, chronic tuberculosis, elderly and children of disabled person. On the other hand,
by looking at the number
of staff who are working in each organization, it reflect the need
for an adequate program planning to response to the needs for increasing of
professional staff with
disability to work
in all organization working in the area of disability. |
SWOT analysis
[Learn
how to complete a SWOT analysis for your business.]
Our business strengths, weaknesses,
opportunities and threats.
A.
Risks and their Mitigation
co
The biggest challenges as identified in the membership assessment and it was also shared during the strategic planning workshop
is related to the problems
around organization management, funding constrains and
unskilled staff. Lack of skilled staff is related to the situation where
disabled people has no opportunities to access to education and employment. Almost all disabled
people get their first job from the organization they are associated with. And, lack of skilled
staff would likely to hinder organization to move forward.
In addition, number of organization experiences threat associated with unsecure premises
to work, some organization have to move several times from one place to another. More are
fear of uncertainty of political atmosphere and the lack of institutional
expertise within the government agencies around what should be the best
approach to mitigate social problems
facing by disabled
people and their families. More agencies still disposed
|
Strengths What’s good about our business. |
[Example: Premises are in a high
traffic area with good visibility.] Strengths 1. this business is legal 2. have own land 3. have staff to work 4. have people experience and
skill 5. good comnication 6. good price |
|
Weaknesses What’s not so good about our business. |
[Example: The business has no
business website and there are high rental costs.] 1. facility construction to keep animal still less 2. income is less 3.support is less |
|
Opportunities External factors we could take advantage of. |
[Example: The market is growing
rapidly.] 1. people interest to buy animal
is higher 2. people consume local meet is
higher 3. people love to be caring
animal is higher because of traditional culture 4. traditional food is a good
tested |
|
Threats
External factors that could cause problems for us. |
[Example: A new competitor could
target the same market.] 1. less income give bad impact 2. no medicine effect to animal
growing |
How we’ll address each weakness and threat
|
[Example: We’ll investigate
alternative lower cost premises with good visibility.] Even less income we find solution
to do credit from cooperative to helping buy food for animal an open
restorant, and avoid less resource we bough food from the community are near
the place and also use our own planting then continua to find the solution |
Risk management
Risk assessment
[Learn about types of risk that could affect your business
and how to assess and manage risks to your business.]
Risks that could impact our business
and what we’ll do to protect it.
|
Risk/impact
description |
Likelihood |
What
we’ll do to reduce this risk |
|
[Example: Pandemic causes closure of
our retail outlet.] Pandemis |
Unlikely |
[Example: Strengthen online
sales/e-commerce.] report the case to government |
|
[Example: Computer theft results in
loss of financial records.] Computer loss |
Unlikely |
[Example: Use cloud storage for
business records.] Setup the procedure system |
|
No support funding |
Unlikely |
Use credit from cooperative and save
some income from selling animals |
|
Many competitors |
Likely |
Make more promotion and good to
promote by come door to door and sharing brosur |
|
|
Select
level |
|
Insurance
The insurance we have or need.
|
Insurance
type |
Details |
|
Assets (fire & property) |
For the future will go to
register in fire office |
|
Workers compensation |
For the future prepare staff
register in insurance office |
|
Select type |
|
|
Select type |
|
|
Select type |
|
Succession
plan
[What will you do if you decide to step down from your
business? Do you have a plan in place in case something happens to you? Who
would you want to take over your business? Consider formally documenting a succession
plan for your business.]
|
[Example: If the current owner decides to step down, the position
will be offered to other business partners. The current owner will be paid
out for their share and step down to an advisory role.] This company will holding continue to new people is
mentioned in structure and legal |
Laws
we’ll need to comply with
[List the laws that impact on your
business including laws specific to your
industry.]
|
[Examples: fair trading/consumer laws, employment laws, state
licences] This business have licence, have sop, have finance manual, have statue,
license from serve, have tin number |
Goals
and actions
[Learn how to set goals that will help your
business grow.]
Goals for next year
|
|
[Enter a goal] |
[Enter a goal] |
[Enter a goal] |
|
Actions to achieve goal |
· [Action]have good construction · [Action]rent good place for restorant · [Action]drop more meet to shop |
· [Action]have animal enough · [Action] more people come to restorant · [Action] more people like local meet |
· [Action]selling animals achieve 50 animals · [Action]more income to develop the restorant · [Action]getting more income achieving $3000.00 |
|
Due date |
1/07/2026 |
30/06/2027 |
1/07/2028 |
|
Who’s responsible |
Miranda and team |
|
|
Goals
for the next 3 years
|
|
[Enter a goal] |
[Enter a goal] |
[Enter a goal] |
|
Actions to achieve goal |
· [Action]Have 1 good construction for animal · [Action]have own restorant · [Action] work together together with competitor |
· [Action] selling more animal · [Action]people more interested · [Action] learning more experience and skill from good competitor
in side country and overseas |
· [Action]getting more suport · [Action]getting more income and support more people to work · [Action] getting more trusted |
|
Due date |
1/07/2028 |
30/06/2029 |
30/06/2030 |
|
Who’s responsible |
Miranda and team |
|
|
The
finances
[You may find the Australian
Taxation Office’s small business benchmarks useful to compare your
performance when completing this section.]yes will do it but still need advise
Finance needed
[Delete this section if you aren’t
seeking finance.]
How much money we need and what it’s
for.
|
[Example: We are seeking a loan of
$30,000 to purchase and install an automated coffee packaging machine.]$30.000
make contruction, buy car, and renting good place for restorant because the
we have now to small |
Sources of funding
[Describe sources and amounts of
funding that your business has received. Include your own investment in your
business.]
|
[Example: We have received a $X
loan from Business Bank. There is also $X of self-investment.] Loan from cooperative but this
small advance only nee to find from other support |
Current finances
[Summarise your business performance over the last financial year in
terms of cash flow, profit/loss and balance.] $5000
How our business performed financially over the last financial year.
|
[Example: Over the last financial year we have had a positive
cash flow of $X, out net profit was $X and our assets are worth $X.] credit
$4000.00 cooperative expenses to buy
animals and food menus for credit $4000 income $10.000 menus salary for staff $3600 menus 200 fee credit profit $ in one year
$2200.00 |
Balance
forecast
[You can use our balance
sheet template, your own accounting tools or ask your
accountant for help]
A summary of our forecast balance for
the next 3 years.
|
|
[Year 1] |
[Year 2] |
[Year 3] |
|
Total
assets |
$ |
$ |
|
|
Total
liabilities |
$ 7800.00 |
$ |
$ |
|
Net
assets |
$ 100.000 |
$ |
$ |
Profit and loss forecast
[You can use our profit
and loss template, your own accounting tools or ask your accountant
for help.]
Our forecast profit/loss for the next
3 years.
|
|
[Year 1] |
[Year 2] |
[Year 3] |
|
Gross
profit/net sales |
$ 2200 |
$ 11.000 |
$ 25.000 |
|
Total
expenses |
$ 45.000.00 |
$ 4000 |
$ 5000.00 |
|
Net
profit/loss |
$ 100.000 |
$ 100.000 |
$ 20.000 |
Cash flow forecast
[You can use our cash
flow statement template, your own accounting tools or
ask your accountant for help.]
Our forecast cash flow for the next
year.
|
|
Jan |
Feb |
Mar |
Apr |
May |
Jun |
Jul |
Aug |
Sep |
Oct |
Nov |
Dec |
|
Monthly
cash balance |
$ 10000.00 |
10000.00 |
10000.00 |
10000.00 |
10000.00 |
10000.00 |
10000.00 |
10000.00 |
10000.00 |
10000.00 |
10000.00 |
10000.00 |
|
Closing
balance |
$547 |
$547 |
$547 |
$547 |
$547 |
$547 |
$547 |
$547 |
$547 |
$547 |
$547 |
$547 |
Supporting document checklist
Attached documents
(where relevant):
Catat Ulasan